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Mastercard Mandate Compliance

Exceed the requirements of AN4569 standard

Make your banking app an everyday companion by clarifying the user's payment overview while being compliant with the Mastercard mandate

Visual example of how banking apps comply with Mastercard mandates using enriched data in line with AN 4569.
Go beyond the Mastercard mandate

Meet all the requirements of AN 4569 Revised Standards for the Display of Enhanced Merchant Data, which became mandatory as of October 2023.

Why bring clarity into client transactions?

Comply with a Mastercard mandate

Meet all requirements for AN 4569 Revised Standards for the Display of Enhanced Merchant Data and stay ahead of your competition.

Gauge with a red to green gradient, showing a range from 'at risk' to 'compliant'.

Lower chargebacks

Reduce the cost of dealing with chargebacks by ensuring that clients know exactly what they are paying for and have no reason to claim their payments.

Outcomes of reducing chargebacks: feedback, cost savings, and freed resources.

Increase card usage

Motivate card holders to make more frequent card payments by delivering a clear and insightfull overview of their payments and finances .

Showing card payments with clean transaction labeling helps boost usage.

Boost mobile app engagement

Build high-value features to your app and give users a reason to use it every day.

User engaging with a banking app offering clear payment history and smart insights

Learn how to be compliant with AN4569

Reveal the merchant's true name

Bring clarity from the start with accurate and country localised merchant name

Example of accurate merchant naming in payment transaction history to improve user trust
Banking interface displaying merchant logos for visual clarity in transaction lists

Add layer for visual recognition

Take advantage of a database of over 44k unique high quality logos respecting brand guidelins of merchants.

Drive payment insights with superior categorisation

Tag and segment individual transactions to give users deep insight into their personal finances.

Categorized transactions in a banking app showing spending behavior patterns
Displaying transaction location using GPS location data of the purchase

Business address

Show the real place of purchase based on GPS coordinates

Explore GPS location

Contact details

Display merchant contact information with URL address, and leverage more business insights through Google Place ID

Enriched transaction data with merchant contact details in a banking app.
CO2 insights in banking app with carbon footprint and eco-friendly tips.

CO2 insights

Praise clients with positive results of calculated CO2 footprint for individual transactions and identified eco-friendy habits.

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Estimated CO2 footprint for every transaction
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Eco labelling
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Eco tips

Deliver the best UX

Discover other data solutions that amplify your application engagement and take your user experience to the next level.

Banking app UX with merchant logos, GPS-based transaction location, and spending insights

Be a step ahead

Industry insights
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How to Categorise Transactions: A Step-by-Step Guide

If you've ever looked at a bank statement and seen chaotic strings of data, you’re not alone. Customers expect clarity. They want to know what they spent, where, and on what. On the other hand, the backend needs to know how to handle data correctly so both sides are happy.
Industry insights
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Transaction Enrichment API: Best Practices and Common Pitfalls

We’ve covered transaction enrichment in detail before - how raw, chaotic payment data gets cleaned up and made meaningful. But this time, we’re looking at it from a different perspective. If you’re planning to integrate an enrichment API into your business or just want to know how API works in the context of digital banking, this article will be your guide.
Inside Dateio
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From Intern to Product Lead: How Kateřina Linhartová Helps Banks Track Carbon Footprints in Their Apps

She wanted to work in a startup and change the world around her. The idea took root during her Erasmus exchange in Finland, which she joined while studying at the Prague University of Economics and Business. Still a student at the time, Kateřina Linhartová joined the fintech company Dateio as an intern.

Switch to Tapix today!

Explore how Tapix can help you get the most from transaction data, increase your app engagement and turn UX into your competitive advantage.

mobile banking app before and after transaction data enrichment