How tapix api works

Designed for seamless integration

Tapix is a seamless cloud-based REST API service that provides banks and fintechs with transaction data enrichment enabling them to build their own solutions on top of this data.

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Data enrichment, especially in the payment sector, involves enhancing transactional data with additional information, enabling a deeper understanding of customer behavior, reducing fraud, and ultimately improving the overall payment ecosystem.

How do we ensure success of our data?

Data inputs

No limits on data inputs

Tapix API enhances inputs from all transaction data sources.

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Card transactions & ATM withdrawals
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Bank transfers
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QR payments
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Open banking data & PSD2
Logos of payment methods including Visa, Mastercard, QR payments, and more
Data quality

Betting on accuracy will save your money

To achieve the best results, we balance three fundamental qualities - Coverage, Accuracy, and Information richness, emphasizing the interconnected nature of these qualities for a comprehensive understanding.

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Graph comparing offered coverage without accuracy and real coverage with accuracy
Data structure

Information richness up to the shop level

Imagine the data system as a network of connected layers. At the top, you have the merchant, with a clear and accurate name and logo. Below this, each shop has its own detailed profile, including categorisation, URL, store type, tags, GPS location, and Google Place ID. Each shop is linked to multiple POS terminals, capturing every transaction.

By organising data this way, from merchants down to individual terminals, we ensure that you receive clear, precise, and actionable insights from your transaction data.

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Tapix data structure diagram showing merchant, shop, and POS terminal hierarchy
Data correctness

99.99% accuracy is our commitment

We track our reliability and learn from mistakes. Currently, we have less than 1 complaint per 6M transactions by using a combination of AI-powered and statistical algorithms, supported by human validation process and client feedback.

Flowchart showing Tapix’s 99.99% accuracy process with algorithmic and human validation
Categorisation model

Exceed MCC categorisation

Gain deep insights into specific client lifestyle and predict behaviour with a four-level transaction categorisation system.

Learn the MCC limits
Tapix four-level categorisation system enhancing transaction categorisation using MCC codes
Services

We're here to help you grow with your data

Feedback API

Offer users the ability to dispute or correct erroneous information within transaction details by allowing users to claim wrong merchant names, logos, locations, etc., ensuring accurate transaction records

Customer success

Our Customer Success Managers are ready to guide you through data validation, API implementation, testing and support you through live deployment

Invalidations

We track data changes and through APIs, clients can easily see which data needs to be refreshed and modified. The client retrieves the updated data through the API and replaces or removes the old data

Business intelligence

We provide an online reporting tool based on MS Power BI to ensure continuous transparency of the product performance for each client

Cashback collaboration

As a core product, Dateio offers a card-linked marketing platform for targeted offers (cashback and rewards campaigns) supercharged by Tapix enriched payment data

Pulse checks

We hold regular pulse check meetings at least quarterly to ensure client satisfaction with product performance, informing clients about the latest product enhancements

FAQs

Bring more value to your users through enriched payment data

How can I try Tapix out?

There are many methods available for you to see if Tapix is the right service for you. The simplest way to see how Tapix works is by sending us a csv file with several hundred sample transactions which we will send back to you with the enriched data. You also can head to sandbox and try out Tapix yourself and call the API using your own credentials. If you have any troubles, please contact us at support@tapix.io and we will check whether the input data are formatted correctly. If you want to learn more about Tapix or try it out, please do not hesitate to contact us.

How do you ensure data quality?

Tapix uses multiple controls based on statistics, outlier detection and various algorithms to provide you with the best data quality possible. Data quality is supervised by our data team to prevent any mistakes. Due to the complexity of data quality checks, Tapix receives less than 1 complaint per 6 000 000 processed transactions.

Are our clients data secure?

Through the API you only transfer the terminal identifiers. Tapix fulfills the highest security standards and processes no personal information about your clients. We are ISO 27001 certified and GDPR compliant. Dateio stores and processes data in AWS which fulfills the highest security standards.

Why did Tapix not return the correct shop?

Note that if Tapix returns an “unsolved” shop, it might be due to several reasons. The data provided might not be sufficient to identify the correct shop (e.g., not enough parameters provided), or Tapix might not recognize the shop at this time. Tapix always returns as much information as possible, but some information about the shop or the merchant may still be missing. Note that the quality of the service improves over time, and your data may be resolved in the near future.

Can Tapix provide us with categorization customized to our needs?

Yes, upon request Tapix is able to provide you with tailor-made categorization custom-built to your needs. New tags can also be added to Tapix in order to support specific use cases or help you to provide specific information to your customers according to their demands.