Integrate responsible banking holistically into your core business activities.
Discover other data solutions that amplify your ESG activities and help you reach your business goals.
Eco Track™
Empower SMEs with Effortless Carbon Accounting
Turn complex Scope 3 reporting into a seamless, automated process—so your SME clients stay compliant, save time, and unlock new green-financing opportunities.
From Reporting Burden to Automated Emissions Transparency
Large corporations must report emissions that often stem from their SME suppliers, forcing smaller firms to supply Scope 1 and 2 data and grapple with labor-intensive Scope 3 calculations.
SMEs don’t need costly software to comply—our automated carbon accounting tool streamlines Scope 1–3 reporting, turning manual work into effortless accuracy
Why include carbon accounting in your product portfolio?
Streamline Scope 3 Compliance
Automate the collection and calculation of upstream emissions from SME spending, ensuring clients meet regulatory requirements without manual overhead.
Unlock New Revenue Streams
Offer a value-added SaaS tool that banks can monetise through subscriptions or premium tiers—boosting fee income while helping SMEs to go green.
Enhance Client Retention
Deliver a turnkey carbon-accounting solution that embeds your bank at the heart of clients’ sustainability journeys, deepening loyalty and reducing churn.
Drive Responsible Lending
Leverage real-time carbon insights to underwrite green loans more accurately, positioning your bank as a leader in sustainable finance.
How to deliver carbon accounting
to your clients?
Carbon Footprint per Transaction
Equip your SME clients with detailed CO2 data at the point of sale—empowering them to demonstrate eco-friendly practices to their stakeholders.
Transaction-Level Estimates: Calculate the carbon footprint for every expense line item.
Localized Emission Models: Adjust calculations automatically to country-specific factors.
Sustainable Tagging & Insights
Identifying transactions based on the nature of the shops and the products they sell, enabling users to make sustainable choices effortlessly
Predefined Tag Library: Instantly classify transactions by eco-friendly category.
Custom Tags & Categories: Let clients tailor tags to their unique sustainability goals.
Exceed MCC categorisation
Precision in carbon footprint calculation is strongly influenced by precision of categorisation. Standard models focus on estimation of CO2 multipliers for individual categories.
However, accuracy of underlying categorisation is out of the scope.
** Model showcase - Based on the general EU model. Example of €50 spent. Our approach is ready for CO2 tracking on the merchant level once possible.
USE CASES
Comply with responsible banking
Leverage the carbon footprint calculation for each transaction to exceed the Responsible Banking Commitment.
Green-Products Awareness
Increase conversion of green financial products with sustainability insights at each transaction
Be a step ahead
Industry insights
On the green wave: Trends, initiatives and the future of green banking
The topic of global warming, long-term sustainability and overall respect for planet Earth has been discussed for decades, across human activities and industries. Today, there is little doubt that climate change poses a real and significant political and economic risk to humanity.
Success stories
Tapix EcoTrack launched in bunq app
In an exciting move towards promoting sustainable practices and empowering users to make eco-conscious decisions, bunq has successfully integrated Dateio's latest product, Tapix EcoTrack, into its banking app. This integration marks a significant step forward in fostering collaboration between two industry leaders and revolutionizing the way consumers engage with their carbon footprint.
Industry insights
Responsible Banking Done Right: The Top 5 Banks and How They Lead
In recent years, more and more banks and financial institutions focus on sustainability as a core component of their operations. This shift towards responsible banking (also known as ethical banking) is mostly a response to the pressing global challenges of climate change, social inequality, and environmental degradation.
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