How bunq provides
data-driven insights?
bunq - the Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation. Learn more about how TapiX helped them through payment data enrichment.
Transaction Data Enrichment
Empower your app with the merchant's accurate name and logo, payment category, GPS location, and other useful merchant information
Trusted by 50+ global banks and fintechs
Strengthen your credibility by accurately portraying how you manage users’ finances. Improved NPS, app ratings, and overall engagement will attract new loyal customers.
Reduce the cost of dealing with chargebacks by ensuring that clients know exactly what they are paying for and have no reason to claim their payments.
Motivate card holders to make more frequent card payments by delivering a clear and insightfull overview of their payments and finances .
Bring clarity from the start with accurate and language localised merchant name.
Simplify visual recognition of transactions with up to date high-quality merchant logos.
Add a new layer of information to your payment overview by accurately tagging and segmenting each individual transaction.
91% of Gen Xers and 79% of baby boomers recognize mobile banking advantages and the benefits it has for all generations?
Learn how to unlock the full potential of your mobile banking and become the preferred choice.
Show the exact address of the physical store where the transaction was made, based on GPS coordinates
Provide an additional useful vendor information powered by Google Places API enrichment.
Praise clients with positive results of calculated CO2 footprint for individual transactions and identified eco-friendy habits.
TapiX API is ready for deployment in any market using comprehensive algorithms combined with human validation.
Today we enrich over billion of transactions per month across EMEA, LATAM and NCA regions with coverage ranging from 65-85% and 99.99% accuracy.
bunq - the Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation. Learn more about how TapiX helped them through payment data enrichment.
Bring more value to your users through enriched payment data
TapiX uses multiple controls based on statistics, outlier detection and various algorithms to provide you with the best data quality possible. Data quality is supervised by our data team to prevent any mistakes. Due to the complexity of data quality checks, TapiX receives less than 1 complaint per 6 000 000 processed transactions.
Through the API you only transfer the terminal identifiers. TapiX fulfills the highest security standards and processes no personal information about your clients. We are ISO 27001 certified and GDPR compliant. Dateio stores and processes data in AWS which fulfills the highest security standards.
Note that if TapiX returned an “unsolved” shop it might be due to multiple reasons. The data provided might not be sufficient enough to identify the correct shop (e.g. not enough parameters provided) or TapiX simply does not recognize the shop now. TapiX always returns as much information as possible but it is always possible that some information about the shop or the merchant may be missing. Note that the quality of the service improves over time and your data can be solved in the near future.