Integrate responsible banking holistically into your core business activities.
Discover other data solutions that amplify your ESG activities and help you reach your business goals.
Eco Track™
Comply with Responsible Banking
Leverage the carbon footprint calculation for each transaction to exceed the Responsible Banking Commitment.
Elevate Your ESG Commitment with Real-Time CO2 Footprints
Banks that sign the UN Principles for Responsible Banking demonstrate real commitment to ESG by pledging to raise awareness, engage clients, and develop sustainable offerings.
Yet high-level reports often stay on paper—Tapix Eco Track™ embeds real-time CO2 footprints into your mobile banking app, transforming policy into daily action.
Why to embed responsible banking across all core business activities?
Become an ESG leader
Drive customer engagement and help raise carbon footprint literacy on a daily basis through your digital banking app. Customers want to understand the ESG in digital era.
Regulatory compliance
Provide your SME clients with fully compliant Scope 3 reporting and become their primary account.
Boost mobile app engagement
Build high-value features to your app and give users a reason to use it every day
Insights always up-to-date
Once integrated, you don't have to manage any data changes - Tapix does it all for you
Raise sustainability awareness among your clients
Carbon footprint calculation for each transaction
Appraise clients with positive results of calculated CO2 footprint for individual transactions and identified eco-friendy habits.
Estimated footprint for every transaction
Calculation recognising different national models
Appraisal for purchases proving environmentally responsible behaviour
Educate with EcoTips
Add context to calculations with fun facts, similes or recommendations to help clients better understand the values.
Add a layer of insights by sustainable labelling
Identifying transactions based on the nature of the shops and the products they sell, enabling users to make sustainable choices effortlessly
Ready-made set of tags
Custom categories and tags
Encourage conscious and sustainable consumption
Exceed MCC categorisation
Precision in carbon footprint calculation is strongly influenced by precision of categorisation. Standard models focus on estimation of CO2 multipliers for individual categories.
However, accuracy of underlying categorisation is out of the scope.
** Model showcase - Based on the general EU model. Example of €50 spent. Our approach is ready for CO2 tracking on the merchant level once possible.
Empower SMEs with Effortless Carbon Accounting
Turn complex Scope 3 reporting into a seamless, automated process—so your SME clients stay compliant, save time, and unlock new green-financing opportunities.
Streamline Scope 3 Compliance
Unlock New Revenue Streams
Enhance SME clients Retention
Drive Responsible Lending
Be inspired by success stories
How Raiffeisenbank provides sustainability experience
Raiffeisenbank in the Czech Republic has been working with Tapix for five years to improve the transaction experience. Raiffeisenbank has now integrated the Eco Track™ product to offer more than 1 million customers who actively use mobile banking an overview of the estimated carbon footprint of their payments.
How bunq provides data-driven insights?
bunq - the Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation. Learn more about how Tapix helped them through payment data enrichment.
USE CASES
ATM Nearby™
Provide the best possible experience to clients when searching for a place to withdraw money
Carbon Accounting for SME´s
Turn complex Scope 3 reporting into a seamless, automated process
Clear transaction history
Fuel digital transactions with accurate merchant insights
Be a step ahead
Success stories
How Raiffeisenbank Czech Republic displays the transactional carbon footprint of more than 1M+ clients with Tapix
Raiffeisenbank in the Czech Republic has been working with Tapix for five years to improve transaction categorisation, merchant recognition and payment enrichment. At a time when sustainability is an important topic for banks and consumers, Raiffeisenbank has integrated the Eco Track™ product to offer a view of the estimated transactional carbon footprint of payments to more than 1 million customers who actively use mobile banking.
Inside Dateio
From Intern to Product Lead: How Kateřina Linhartová Helps Banks Track Carbon Footprints in Their Apps
She wanted to work in a startup and change the world around her. The idea took root during her Erasmus exchange in Finland, which she joined while studying at the Prague University of Economics and Business. Still a student at the time, Kateřina Linhartová joined the fintech company Dateio as an intern.
Industry insights
Responsible Banking Done Right: The Top 5 Banks and How They Lead
In recent years, more and more banks and financial institutions focus on sustainability as a core component of their operations. This shift towards responsible banking (also known as ethical banking) is mostly a response to the pressing global challenges of climate change, social inequality, and environmental degradation.
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