recurring payments intelligence

Own Recurring Payments.
Own Primary Bank

Make recurring payments transparent, manageable, and predictive. Establish structured recurring intelligence to strengthen engagement, prevent churn to digital-first competitors, and secure primary account status.

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Recurring payments represent a significant share of transaction volume, yet customers often underestimate how many subscriptions they hold or overlook price increases. Treat recurring visibility not as an operational detail, but as a competitive differentiator.

Recurring Payments are either an asset or an Exposure.

15–50% of card transactions are recurring, yet most banks manage them passively and without structured visibility.

The impact is measurable: preventable declines, scheme penalties, rising disputes, and weakened account primacy.

Up to 40% of transaction-related complaints stem from unclear payment context, often driven by unnoticed subscriptions or price increases.

Unclear recurring charges drive avoidable disputes and unnecessary contact center volume. Tapix closes this control gap by converting fragmented transaction strings into structured subscription intelligence before confusion reaches your support team.

What Mastering Recurring Payments Unlocks

Tapix helps elevate the post-purchase experience to the level of excellence customers expect from global digital innovators such as Revolut or Monzo.

Grow Revenue and Liquidity

Increase deposit stability and transaction income by encouraging customers to maintain balances for upcoming automatic charges while reinforcing recurring card usage.

Secure Primary Account Status

Create a single place to manage recurring commitments, increase daily engagement, and strengthen top-of-wallet behavior.

Build Trust and Financial Confidence

Deliver transparency and control over subscriptions to reduce surprises, improve satisfaction, and lower churn to digital-first competitors.

Unlock Monetisation and Intelligence

Leverage structured recurring behavior to enable targeted cross-sell, affiliate opportunities, advanced segmentation, and predictive analytics.

Turn Recurring Payments into Strategic Advantage

Establish a structured recurring intelligence layer that transforms subscription management into measurable business outcomes.

Establish Transparent Recurring Control

Provide a single, consolidated view of all recurring commitments.

Detect subscription count changes and price increases early.

Replace confusion with structured, explainable recurring data.

Protect Revenue and Strengthen Primacy

Reduce preventable declines and associated scheme charges.

Increase deposit stability by aligning balances with upcoming renewals.

Reinforce top-of-wallet behavior through stable recurring flows.

Enable Predictive Financial Intelligence

Anticipate renewals and forecast recurring cash-flow impact.

Identify emerging spending trends before they escalate into disputes.

Strengthen segmentation, credit assessment, and risk models with structured recurring insight.

Built for Enterprise Architecture Teams

Tapix Recurring Payment Intelligence operates as a structured data layer delivered via secure API integration. Review the detection logic, data attributes, integration patterns, and security approach in the technical overview.

API-based

No core banking changes required

Works on top of existing transaction feeds

Deploy in months, not years

Enterprise-Grade Control Starts
with the Right Data

Recurring payment intelligence is a foundational data decision.
Enterprise banks must evaluate both the standard and the provider’s ability to meet it

Criteria

Tapix

Enterpise Data Standard

Accuracy

99.99% verified enrichment precision

Recurring Detection Logic

Variable, irregular, gateway-aware recognition

Cross-Payment Coverage

Cards, transfers, open banking

Maintenance Model

Continuous data integrity

Cross-Market Consistency

Unified enrichment standard

Foundation for predictive UX

Structured merchant identity supporting scheme transparency

Trusted by 50+ global banks and fintechs

Make Recurring Intelligence a Strategic Priority

Strengthen primacy, protect revenue, and elevate customer trust through structured recurring payment intelligence.

Request an Executive Briefing

mobile banking app before and after transaction data enrichment

Blog

Be a step ahead

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Banks spent years treating transaction data quality as something to show. A list, a balance change, maybe a PDF statement. Now the better ones treat transaction data as something to build on: Year-in-Review recaps, subscription controls, advanced PFM, loyalty targeting, carbon footprint views. Yet the market is all over the place.

Industry insights

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