tapix recurring payments intelligence

Identify, track and control every recurring payment

Turn raw transaction streams into structured recurring payment intelligence. With merchant identification, billing pattern detection and compliance-ready data.

Meet the Datapoints

Merchant logo
merchant logo icon
shop icon
Merchant name
Category
category icon
recycle icon
Automatic charging
Recurring payment data points overview
Payment frequency
reccuring icon
calendar
Next billing date
Next Amount Type
wave icon

Recurring payments are a pattern. Not a payment type

Track all periodic transactions

Tapix API enhances inputs from all transaction data sources and detects recurrence from real transaction behaviour.

icon check
Card transactions
icon check
Bank transfers
icon check
QR payments
icon check
Open banking data & PSD2
Tapix's recurring payment detection across transaction data sources
Tapix detecting true recurring payments, including unlabelled annual and quarterly charges

Transaction level identification

Tapix uses its depth of information enrichment and identifies payments down to the level of individual transactions.

This allows us to distinguish between payments at merchants that allow both subscriptions and one-off payments.

Ready for predictive analytics

Tapix goes beyond technical identifiers obtained from the scheme which leads to more accurate prediction while more merchants are covered.

icon check
Monthly, quarterly, Annual frequency
icon check
Detection of price increase
icon check
Detection of next transaction value
Tapix predictive analytics for recurring payment amounts
Tapix subscription management preview for Visa requirements

In compliance with Visa requirements

To further drive digitization of the cardholder experience, issuers incertain Europe markets will be required to support subscription management functions effective 18 April 2026. Tapix is ready to identify:

icon check
Recurring
icon check
Instalment
icon check
Unscheduled credential-on-file
transactions
Built for enterprise architecture teams

Tapix operates as a structured data enrichement layer delivered via secure API integration. Review the detection logic, data attributes, integration patterns, and security approach in the technical overview.

check icon
REST API-based
check icon
No core systems changes required
check icon
Works on top of existing transaction feeds
check icon
Security certifications ISO 27001, ISO 27018, SOC 1 Type 2, SOC 2 Type 2, ISO 20000-1, ISO 27701, ISO 9001

See Tapix in action

30-minute walkthrough with a live demo tailored to your business model and transaction data. See how Tapix turns raw payment records into real inputs using sample data that reflects your real-world scenarios.