By clicking “Accept ”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Cookies Policy for more information.
enhanced merchant data Compliance

Visa & Mastercard- Ready Clarity For Every Purchase

Tapix enables banks, fintechs and card issuers to comply with Visa’s Enhanced Merchant Data requirement and Mastercard’s AN4569 Revised Standards while transforming compliance into a digital experience customers love and trust.

Banking transaction displaying a merchant logo for Visa and Mastercard mandate compliance 2027 with enriched merchant data | Tapix by Dateio

Enhanced Data Rules are more than compliance. It’s a chance to redefine digital banking clarity.

Will you comply, or will you lead?

Confused transactions cost more than chargebacks. They cost engagement, trust, and loyalty.

Visa’s (23 January 2027) and Mastercard’s (1 October 2023) Enhanced Merchant Data requirements sets the baseline, but leading banks go further, using enriched data to create seamless, transparent experiences that deepen loyalty.

Tapix empowers you to lead with API that enriches card transactions, displaying recognisable merchants, locations, and verified details that turn every payment into a trusted interaction. 

Visa and Mastercard 2027 mandate enhanced merchant data requirements by Tapix by Dateio

Why clarity matters for your customers and your brand

Tapix helps elevate the post-purchase experience to the same level of excellence customers expect from global digital innovators such as Revolut or Monzo.

shield icon

Compliance,
confidently delivered

Meet all requirements of Visa’s Enhanced Merchant Data rule on time and with confidence.

star icon

Trust that
cuts disputes

Reduce chargebacks and support calls by ensuring customers recognise every purchase instantly and intuitively.

heart icon

Experiences that
build loyalty

Deliver post-purchase journeys that match leading fintech-level UX and remind customers why they love banking with you.

support icon

A brand that
feels human

Clarity builds emotional connection. Every clear transaction is a small moment of trust that compounds over time.

Trusted by 50+ global banks and fintechs

Elevate digital banking through clarity, trust and compliance by design

Merchant name

Make recognition effortless

Replace confusing and unstructured merchant descriptors with clean, localised names that customers instantly recognise.

icon check
Identification to the level of individual stores in large shopping centres
icon check
Payment gate recognition
Visa mandate merchant name by Tapix
UI example demonstrating Visa and Mastercard mandate compliance through visible merchant logos on transactions.
merchant logo

Strengthen brand recognition

Access a database of over 69k brand logos, each following strict brand guidelines, to ensure customers recognise merchants with ease.

icon check
Identification to the level of individual stores in large shopping centres
icon check
Payment gate recognition
GPS location

Bring context to every purchase

Show where each transaction happened, not just what it cost.

icon check
Show the real location of purchase
based on GPS coordinates
Visa Mandate GPS location by Tapix
Visa mandate phone number and localised merchant website URL
Phone number and website

Keep customers connected

Enable seamless re-orders and issue resolution with verified contact details and links

icon check
Phone numbers respect the format of the country of purchase
icon check
Localised merchant website URL based on where the transaction occurred.

Deliver the best UX

Discover other data solutions that amplify your application engagement and take your user experience to the next level.

Banking app UX with merchant logos, GPS-based transaction location, and spending insights

Be a step ahead

Product insights
blog post image

Visa Requirements to Provide Enhanced Merchant Data to Cardholders

Visa has announced a series of mandates updating how banks and fintechs manage transaction data, cardholder controls, and recurring payments. The changes follow similar regulatory steps taken by Mastercard and aim to improve transparency, consumer trust, and digital control in the European payment ecosystem.
Success stories
blog post image

Swisscard chose Tapix to comply with Mastercard AN4569

Swisscard partnered with Tapix to comply with Mastercard AN4569, seizing the opportunity to redefine the user experience while meeting industry standards. As a key player in the financial sector, Swisscard recognized the importance of adhering to the stringent requirements of Mastercard AN4569 and chose Tapix as their solution partner. This strategic decision ensured compliance but also transformed the way their customers engage with transaction data.
Product insights
blog post image

In-house vs. Third-party Solutions for Mastercard AN4569 Compliance: Making the right choice

Explore the pros and cons of in-house development vs. third-party solutions for Mastercard AN4569 compliance. Make the right choice for your business's payment data enrichment journey.

Switch to Tapix today!

Explore how Tapix can help you get the most from transaction data, increase your app engagement and turn UX into your competitive advantage.

mobile banking app before and after transaction data enrichment