Transaction enrichment datapoint
Understand your client's needs with transactions enriched by comprehensive categories and tags.
Gain deep insights into specific client lifestyle and predict behaviour with a Four-level transaction categorisation system.
Make payment analysis truly insightful through segmentation and tagging for each payment.
Provide SME and Enterprise clients with quality data for financial planning through detailed insights on common business expenses, employee payments or financial transaction recognition.
Improve your client's payment experience by clarifying their personal finance overview through enriched transaction data.
Distinguish recurring payments and subsriptions from daily transactions
Quality transaction data gives you a very detailed insight into cardholder behaviour and habits. Leverage this data for marketing, sales, credit risk or analytical use cases.
Use categorisation to segment and label clients for personalized communication and marketing activities tailored to the customer's lifestyle and interests.
Improve your risk scoring methods by using statistical models and predictors to accurately represent your client’s financial health based on correct transaction categorisation.
bunq - the Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation. Learn more about how TapiX helped bunq team reach their goals.
Bring more value to your users through enriched payment data
TapiX uses multiple controls based on statistics, outlier detection and various algorithms to provide you with the best data quality possible. Data quality is supervised by our data team to prevent any mistakes. Due to the complexity of data quality checks, TapiX receives less than 1 complaint per 6 000 000 processed transactions.
Through the API you only transfer the terminal identifiers. TapiX fulfills the highest security standards and processes no personal information about your clients. We are ISO 27001 certified and GDPR compliant. Dateio stores and processes data in AWS which fulfills the highest security standards.
Note that if TapiX returned an “unsolved” shop it might be due to multiple reasons. The data provided might not be sufficient enough to identify the correct shop (e.g. not enough parameters provided) or TapiX simply does not recognize the shop now. TapiX always returns as much information as possible but it is always possible that some information about the shop or the merchant may be missing. Note that the quality of the service improves over time and your data can be solved in the near future.