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Transaction Categorisation

Drive payment insights with superior categorisation

Categorization and segmentation of each payment transaction regardless of its source

Tapix transaction categorisation enriching payment data beyond MCC codes for better insights.

Smart data enable smart solution building

Tapix four-level categorisation system enhancing transaction categorisation using MCC codes

Exceed MCC categorisaton

Gain deep insights into specific client lifestyle and predict behaviour with a four-level transaction categorisation system.

Categories and tags

Make payment analysis truly insightful through segmentation and tagging for each payment

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25 merchant categories and 500+ ready-made store-level tags
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Custom categories and tags
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Retail, business, investment and CO2 labelling
Tapix categorisation with 25 merchant categories and 500+ store-level tags.
Visual of categorized transaction data with detailed business expense tagging to support SME and enterprise financial planning.

Business expense categorisation

Provide SME and Enterprise clients with quality data for financial planning through detailed insights on common business expenses, employee payments or financial transaction recognition.

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Custom categories and tags
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Category payment blocking

Recurring payments labelling

Distinguish recurring payments and subsriptions from daily transactions

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Transactions are categorised with ‘subscription‘ tag
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Allow clients to monitor and manage their subscriptions
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Improved prediction of future account balance
Using transaction categorization api for better prediction of recurring payments and subscriptions.

Benefit from a global database

700k
recognized merchants
25
main categories
500+
category tags
99.99%
data accuracy

Unlock a variety of options

Explore what other data solutions you can access with transaction categorisation

Banking app UX with merchant logos, GPS-based transaction location, and spending insights

FAQs

Bring more value to your users through enriched payment data

What's the best way to implement transaction categorisation?

You can either use Tapix's default set of 25 categories, or we can work with you to consolidate them into a smaller, more tailored set. We're also happy to share best practices for managing categories based on your specific use case.

Is there a transaction categorisation API with customizable categories?

Yes, Tapix supports custom transaction categorization and category remapping, allowing you to receive your preferred category structure directly through the API.

In which moment of transaction processing to call API?

You can call the Tapix API real-time at any point during the transaction process. However, we recommend doing so as early as possible—ideally during pre-authorisation or authorisation. This way, the enriched data is available immediately and can be used for real-time features like push notifications.

Learn how Tapix API works

We believe that the better data you have, the less work you have to do.

Find out