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Mastercard Mandate Compliance

Exceed the requirements of AN4569 standard

Make your banking app an everyday companion by clarifying the user's payment overview while being compliant with the Mastercard mandate

Go beyond the Mastercard mandate

Meet all the requirements of AN 4569 Revised Standards for the Display of Enhanced Merchant Data, which became mandatory as of October 2023.

Why bring clarity into client transactions?

Comply with a Mastercard mandate

Meet all requirements for AN 4569 Revised Standards for the Display of Enhanced Merchant Data and stay ahead of your competition.

Lower chargebacks

Reduce the cost of dealing with chargebacks by ensuring that clients know exactly what they are paying for and have no reason to claim their payments.

Increase card usage

Motivate card holders to make more frequent card payments by delivering a clear and insightfull overview of their payments and finances .

Boost mobile app engagement

Build high-value features to your app and give users a reason to use it every day.

Learn how to be compliant with AN4569

Reveal the merchant's true name

Bring clarity from the start with accurate and country localised merchant name

Add layer for visual recognition

Take advantage of a database of over 44k unique high quality logos respecting brand guidelins of merchants.

Drive payment insights with superior categorisation

Tag and segment individual transactions to give users deep insight into their personal finances.

Business address

Show the real place of purchase based on GPS coordinates

Explore GPS location

Contact details

Display merchant contact information with URL addressLeverage more business insights through Google Place ID

CO2 insights

Praise clients with positive results of calculated CO2 footprint for individual transactions and identified eco-friendy habits.

Estimated CO2 footprint for every transaction
Eco labelling
Eco tips

Deliver the best UX

Discover other data solutions that amplify your application engagement and take your user experience to the next level.

Be a step ahead

Industry insights

Why MCC codes do not help (much) with payment categorization

We decided to provide our insights into the power of strictly MCC-based categorization and its limits. Categorization is important for credit risk scoring and it is the basis for Personal Finance Management tools. When we analyzed our categorization with MCCs, we saw that only 53% of transactions could be easily and reliably categorized based on their MCC code. Let's have a look at the most frequent problems we identified that make MCC usage more difficult than it may seem at the first glance.
Industry insights

From Chatbots to Credit Scoring: How the AI Act Affects Banking

For the past several years, AI has captured the attention of many industries, including finance and banking, where it’s been helping institutions to automate many important services and solutions. In the meantime, the European Union has taken a significant step forward with the introduction of the EU AI Act.What exactly is the EU AI Act, and why does it matter? In this article, we'll introduce the basics to provide you with a comprehensive understanding before we explore its implications in more detail and check the AI readiness of the banking sector. According to Arizent survey, 56% of users would welcome the help ofAI in their financial recommendation services while 48% see it as a tool for evaluating credit or loan applications.
Industry insights

How to build top-notch personal finance management tools? Focus on data

Rising inflation, economic recession, rising prices of absolutely everything... The times are not exactly conducive to splurging, quite the contrary.

Switch to Tapix today!

Explore how Tapix can help you get the most from transaction data, increase your app engagement and turn UX into your competitive advantage.