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Your
Payment Analytics
is only as good
as your entry data

TapiX is the industry-leading API enabling banks and fintechs
to build solutions driven by enriched transaction data

Trusted by 50+ global banks and fintechs across 70 active markets

how tapix works

From confusion to clarity

Put full focus on solution building, rather than messy data wrangling.

You're just 3 simple steps away:

Collect your Payment Data

Leverage the smart data you collect to build your own solutions or features for analytics, user experience, ESG or business cases.

Call TapiX API

The TapiX engine consolidates and enriches raw, unstructured and uncategorized transactional data.

In just 3 milliseconds, it transforms them into structured actionable data points to send back to your infrastructure (database, data warehouse, etc.).

Unlock the potential of enriched data

Leverage the smart data you obtain for your analytics, UX, sustainability or business cases.

solutions

Smart data enable smart solution building

Enriched transaction data from TapiX unlocks a variety of opportunities:

Clear Payment History

Let your clients know exactly what they paid for with the merchant's accurate name and logo, payment category or GPS location

Hyper-Personalisation

Empower you business teams with detailed customer segmentation and deliver a targeted personalised experience

Smart Data for Credit Scoring

Maximize scoring accuracy and gain a new layer of insight into clients´ daily lives

Fuel for your PFM

Supercharge your PFM with 500+ payment categories, budgeting options or subscription overview

Customer 
Behaviour 
Insights

Gain deep insight into your clients' habits, needs and goals and predict their behaviour

Fine-tune your
AI Chatbot

Train your AI tools with smart data and turn them into a personalised advisor for everyday life

ATM Nearby™

Provide the best possible experience to your clients when searching for a place to withdraw money

Eco Track™

Raise carbon literacy through education and motivation with CO2 calulations and Eco Tags & Eco Tips

Mastercard Mandate Compliance

Meet all the requirements of AN 4569 Revised Standard

Chargeback Guard™

Reduce the cost of dealing with chargebacks by ensuring that clients know exactly what they are paying for

Product

Having richer data
makes your job easier

We believe that the better data you have, the less work you have to do. Each enriched transaction is returned in a structured form consisting of insightfull data points.

SWITCH TO ENRICH
Off
Product

Having richer data
makes your job easier

We believe that the better data you have, the less work you have to do. Each enriched transaction is returned in a structured form consisting of different data points.

WHY to choose TAPIX?

Get trusted insights and truly understand your clients' lives

Accuracy

TapiX will not provide results unless they are 99,9% accurate. Even an average of 1 complaint per 6,000,000 transactions is not good enough for us.

Coverage

TapiX engine learns fast and adapts to new regions very quickly. We keep coverage as high as 95% for categorization and 85% for brand recognition.

Information richness

Tapix enriches data down to the store level. This guarantees a multi-level depth of information.

99.99%

Data accuracy

25

Merchant categories

500+

Store-level category tags

400k+

Recognized merchants

35k+

Unique merchant logos

1.5M+

Unique shops & locations

Success story

How bunq provides
data-driven insights?

bunq - the Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation. Learn more about how TapiX helped them through payment data enrichment.

Read success story
"As an entirely mobile bank, the pressures of innovating to match expectations is something that we thrive under. The mobile revolution has made a massive impact on society both in the way we communicate but also the rate at which we want our needs to be met. This is something that our partners at Dateio clearly agree on."

Ali Niknam

Founder & CEO at bunq

"TapiX is a great solution to enhance the customer transactional banking experience. In my view, such solution is a must for any modern bank."

Alexey Kapustin

CEO at Raiffeisen Digital Bank AG

„In a quick 3-month integration, TapiX's data met and surpassed AN4569 standards, enhancing the overall payment experience for our users. We value our cooperation with TapiX as it grants us instant access to accurate global merchant data.“

Alex Friedli

Chief Operating Officer at Swisscard

„We welcome the cooperation with TapiX as it gives us instant access to worldwide merchant data. This way we can provide better payment insights to our users without having to start worry about gathering the data ourselves.“

Leen Asfour

Product Lead at Reflect by Arab Bank

Blog

Be one step ahead

Guides, tips, success stories, industry insights and more

Tackling Chargebacks in Digital Banking with a Clear Payment History

Read our take on chargebacks in digital banking, how they affect banks and what to do
Read article

Mobile Banking in 2024: Trends, Features and What's Missing

Learn about the most popular and requested features in mobile banking for 2024
Read article

Step-by-Step Guide for Banks to Ensure AI Act Compliance

Ensure your bank's AI systems comply with the AI Act with this step-by-step guide. Learn key compliance actions and stay ahead of regulations.
Read article

Bank-grade security

Through the TapiX API you only transfer the terminal identifiers. TapiX fulfills the highest security standards and processes no personal information about your clients.

ISO 27001 certified
GDPR compliant
AWS for data stores and processes
ISO 27001
oAuth 2.0 complaint

Build smart solutions with smart data

Switch to TapiX today!