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API for transaction data enrichment

We turn chaotic transaction data inputs into meaningful and structured information, enabling trustworthy actionable insights and client behavior analytics.

Tapix Transaction Data Enrichment API example of source code

Trusted by 50+ global banks and fintechs


From confusion to clarity

1. Collect data

Collect raw merchant descriptions from card transaction, bank transfers or open banking (PSD2) payments.

2. Call TapiX API

TapiX engine enriches raw transaction data into actionable insights and send them back to your infrastructure.

3. Unlock the potential of enriched data

Get clean, structured data that's ready to use for your analytical, UX, sustainability or business cases.

our Product

Designed for global deployment

Merchant Data Enrichment

Fuel digital payments with merchant information such as accurate name, brand logo, GPS location on useful business information.

Transaction Categorisation

Make payment analysis truly insightful through segmentation and tagging for each payment.

Carbon Footprint Insights

Raise carbon literacy through education, explanation and motivation.


Make even small things impactful with quality data

We believe that the better data you have, the less work you have to do. TapiX enables banks and fintechs to put full focus on solution building, rather than messy data work. We turn chaotic transaction data inputs into meaningful and structured information, enabling trustworthy actionable insights and client behavior analytics.


TapiX will not provide results unless they are 99,9% accurate. Even an average of 1 complaint per 6,000,000 transactions is not good enough for us.


TapiX engine learns fast and adapts to new regions very quickly. We keep coverage as high as 95% for categorization and 85% for brand recognition.

Information richness

Tapix enriches data down to the store level. This guarantees a multi-level depth of information.

Sometimes less is more. Coverage is not everything

Focus on coverage results in lower accuracy, negatively impacting data-driven banking feature development.


Data accuracy


Merchant categories


Store-level category tags


Recognized merchants


Unique merchant logos


Unique shops & locations

Success story

How bunq provides
data-driven insights?

bunq - the Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation. Learn more about how TapiX helped them through payment data enrichment.

Read success story
"As an entirely mobile bank, the pressures of innovating to match expectations is something that we thrive under. The mobile revolution has made a massive impact on society both in the way we communicate but also the rate at which we want our needs to be met. This is something that our partners at Dateio clearly agree on."

Ali Niknam

Founder & CEO at bunq


Be one step ahead

Guides, tips, success stories, industry insights and more

What is Data Quality and how to turn messy transaction information into actionable insights? 

Learn about the importance of data quality as you enrich transactional information and discover how to turn it into actionable insights
Read article

7 Digital Banking Trends in 2024

Stay ahead in 2024 with these 7 digital banking trends reshaping finance. From hyper-personalization to crypto integration, discover the future of banking.
Read article

In-house vs. Third-party solutions: Navigating Mastercard AN4569 Compliance

Explore the pros and cons of in-house development vs. third-party solutions for Mastercard AN4569 compliance. Make the right choice for your business's payment data enrichment journey.
Read article

Bank-grade security

Through the TapiX API you only transfer the terminal identifiers. TapiX fulfills the highest security standards and processes no personal information about your clients.

ISO 27001 certified
GDPR compliant
AWS for data stores and processes
ISO 27001
oAuth 2.0 complaint