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Mastercard Mandate Compliance

Exceed the requirements of AN4569 standard

Make your banking app an everyday companion by clarifying the user's payment overview while being compliant with the Mastercard mandate

Visual example of how banking apps comply with Mastercard mandates using enriched data in line with AN 4569.
Go beyond the Mastercard mandate

Meet all the requirements of AN 4569 Revised Standards for the Display of Enhanced Merchant Data, which became mandatory as of October 2023.

Why bring clarity into client transactions?

Comply with a Mastercard mandate

Meet all requirements for AN 4569 Revised Standards for the Display of Enhanced Merchant Data and stay ahead of your competition.

Gauge with a red to green gradient, showing a range from 'at risk' to 'compliant'.

Lower chargebacks

Reduce the cost of dealing with chargebacks by ensuring that clients know exactly what they are paying for and have no reason to claim their payments.

Outcomes of reducing chargebacks: feedback, cost savings, and freed resources.

Increase card usage

Motivate card holders to make more frequent card payments by delivering a clear and insightfull overview of their payments and finances .

Showing card payments with clean transaction labeling helps boost usage.

Boost mobile app engagement

Build high-value features to your app and give users a reason to use it every day.

User engaging with a banking app offering clear payment history and smart insights

Learn how to be compliant with AN4569

Reveal the merchant's true name

Bring clarity from the start with accurate and country localised merchant name

Example of accurate merchant naming in payment transaction history to improve user trust
Banking interface displaying merchant logos for visual clarity in transaction lists

Add layer for visual recognition

Take advantage of a database of over 44k unique high quality logos respecting brand guidelins of merchants.

Drive payment insights with superior categorisation

Tag and segment individual transactions to give users deep insight into their personal finances.

Categorized transactions in a banking app showing spending behavior patterns
Displaying transaction location using GPS location data of the purchase

Business address

Show the real place of purchase based on GPS coordinates

Explore GPS location

Contact details

Display merchant contact information with URL address, and leverage more business insights through Google Place ID

Enriched transaction data with merchant contact details in a banking app.
CO2 insights in banking app with carbon footprint and eco-friendly tips.

CO2 insights

Praise clients with positive results of calculated CO2 footprint for individual transactions and identified eco-friendy habits.

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Estimated CO2 footprint for every transaction
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Eco labelling
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Eco tips

Deliver the best UX

Discover other data solutions that amplify your application engagement and take your user experience to the next level.

Banking app UX with merchant logos, GPS-based transaction location, and spending insights

Be a step ahead

Industry insights
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How are Core Banking APIs Transforming Finance in 2025

As banking gets more digital, the need for simplification and automation is becoming more apparent. A significant part of that leads to the adoption of APIs (Application Programming Interfaces)in banking. While APIs have been here for a long time, the current surge in digital banking is driven by the demand for real-time payment solutions, advances in open banking regulations, and the necessity for enhanced customer engagement.
Industry insights
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What are MCC Codes and Why Banks Need More for Reliable Payment Categorisation

We decided to provide our insights into the power of strictly MCC-based categorisation and its limits. Categorisation is important for credit risk scoring and it is the basis for Personal Finance Management tools. When we analysed our categorisation with MCCs, we saw that only 53% of transactions could be easily and reliably categorised based on their MCC code. Let's look at the most frequent problems we identified that make MCC usage more difficult than it may seem at first glance.
Product insights
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Why is Transaction Data Enrichment Important for Digital Banking?

Enhancing transaction data is essential because it helps the customers know more about their transactions through insights and additional data, which helps them make smart decisions about their financial lives and build trust with their bank, who becomes their financial partner on the life journey.

Switch to Tapix today!

Explore how Tapix can help you get the most from transaction data, increase your app engagement and turn UX into your competitive advantage.

mobile banking app before and after transaction data enrichment