for fintechs - clear transaction history
Post-purchase experience decides your app rating
Tapix enable fintechs to turn raw transaction data into merchants their customers instantly recognise.
When customers can't read what they paid for, trust drops. Real consequences follow:
Data quality is the foundation every feature is built on. Solve this, and every transaction becomes an experience driving growth, winning recommendations, and standing out.
From a cryptic descriptor to the full story behind every payment
Whatever the source — card, A2A, QR, or open banking — Tapix enriches every payment into a single, clear, recognisable record: the real merchant, category, location and purchase context.
Turn Payment Clarity into Strategic Advantage
Send a raw transaction, get back the correct merchant, logo, category, location, and more in real time, all from continuously updated data. One call, ready to build on
Recognise merchant identity, even hidden one
Individual store-level identification for merchant name and logo
Go beyond MCCs
MCC codes misclassify 1 in 3 transactions. Categorise every transaction with a four-level labeling system
Simplify users' path to merchants
Provide users with seamless access to merchants through purchase GPS location, phone number, URL or Google Place ID
Features are only as good as the data
Consistent, high-quality transaction data enables building a clear, scalable customer experiences across markets at production scale supported by:
What clarity unlocks?
Tapix helps elevate the transaction experience to the same level of excellence customers expect from Europe's digital leaders such as Revolut or bunq.
Differ from competitors
Clear merchant insights enable your team to build payment experiences customers understand, with quality data competitors don't have.
Boost mobile app engagement
Give users a reason to open the app every day with clear transactions and smart features built on consistent data.
Build features customers adopt
Build high-value features on structured payment data. Clear merchant identity, accurate categorisation, and exact location for every payment.
Higher app store ratings
Clarity builds emotional connection. Every clear transaction is a small moment of trust that compounds over time.
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Tapix operates as a structured data enrichement layer delivered via secure API integration. Review the detection logic, data attributes, integration patterns, and security approach in the technical overview.
Ali Niknam
Founder & CEO at bunq
Transaction enrichment FAQ
Frequently asked questions about how Tapix identifies the real merchant, store location or payment gateway behind a card transaction.
Yes. When sufficient transaction signals are available, Tapix can identify the specific store location rather than only the merchant brand. For example, a purchase inside a shopping mall can be linked to the individual retailer instead of being shown as the mall itself or a head-office address.
Yes. Tapix recognises sub-brands and different retail formats. For example, Uber and Uber Eats can be identified separately instead of appearing under one generic merchant name.
Tapix returns correct merchant hidden behind gateway. We recognise 65+ payment gateways and methods, Traditional gateways and platforms such as Stripe or Paddle, BNPL providers like Klarna, Mollie or Zilch, Digital wallets like PayPal, Amazon Pay, Alipay or Wallet One Even PoS payment systems like Zettle.
Logos are delivered in high-resolution, standardised 512 × 512 formats optimised for mobile banking and fintech apps. They are visually refined for both circular and square displays to ensure a consistent user experience. Every logo is reviewed by a human team and updated to reflect merchant rebrandings.
Depending on the use case, Tapix provides a clean merchant name, logo, category, store location, website, phone number, Google Places ID, payment gateway information, recurring-payment insights and carbon estimates. Banks decide which data points to surface to customers based on their use case.
See Tapix in Action
30-minute walkthrough with a live demo tailored to your business model and transaction data. See how Tapix turns raw payment records into real inputs using sample data that reflects your real-world scenarios.