QR payments enrichment

Make every QR payment as clear as a card transaction

Transfers including QR payments are the half of the feed no one enriches, and the app that leaves them unreadable loses top-of-wallet. Tapix resolves the merchant behind every QR payment.

A2A payment enrichment turns a raw bank transfer into a clear merchant record
100k+ high quality merchant logos
Sorted into 25 categories with 520+ tags
1 error per 6 000 000 enriched transactions
how tapix works

Precision built for the transfer half of the feed

Tapix is not tied to a fixed set of rails. The same enrichment resolves a transfer whatever scheme it arrives on, so reaching a new market is a matter of coverage, not a new integration.

Tapix resolves the business behind a bank account using account and transfer details

Counterparty account resolution

Resolve the business behind the account from the BIC, IBAN, sort code, and account name.
Turn a raw counterparty into a brand "DEUT.LEBENSVERS.AG"" becomes Allianz, with logo, category, and website.

The same record as a card payment

Return merchant name, logo, category, and website, the same enriched record a card payment gets.
Read the state plainly: found when the account maps to a merchant, unsolved when data or coverage falls short.
A2A transfers return the same enriched merchant data as card payments
Tapix identifies recurring bank transfers and separates them from one-off payments

Recurring transfers, told apart from one-offs

Identify recurring transfers, not only card subscriptions: standing orders, direct debits, and pattern-based transfers.
Show one-offs from commitments by pattern, not label: a monthly standing order versus a single transfer to the same account.
Flag the recurring ones that never auto-renew: a motorway vignette, an annual insurance policy, a transport coupon.
Data enrichment outputs

What comes back on every transfer

A resolved transfer comes back as one structured record, not a raw string: the merchant, its classification, and a result you can act on.

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The merchant behind the account: real name, logo, and website, the same brand record a card returns.
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The category and tags: a clear category plus descriptive tags such as Streaming Media, Subscription, and Sustainable.
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Name and logo of counterparty bank: real name and logo for UX use cases
{
"result": "found",
"shop": {
"uid": "MmPdedgnvjXiRZnBJzJQKb",
"merchant": {
"uid": "98017bLyKogCndbv5r07lb",
‍"name": "Allianz",
‍"logo": "https://s3.eu-central-1.amazonaws.com/files.node-prod.dateio.cz/m/YDZRQoAXkXVtQL3nLR5lNb/l",
"localisedNames": {},
"type": "account",
"category": {
"name": "Financial Services",
"tags": "Insurance",
"otherCategories": {},
"otherTags": {},
"location": {},
"url": "https://www.allianz.co.uk/,
"googlePlaceId": "ChIJrTLr-GyuEmsRBfy61i59si0",
"phoneNumber": "+44 0330 678 5556"
},
"bank": {
"uid": "107dbd71e71a9826ccb1db",
"name": "Barclays",
"logo": "https://s3.eu-central-1.amazonaws.com/files.node-prod.dateio.cz/b/107dbd71e71a9826ccb1db/l#09ad1dde68f89b0304e2e2a4c3529da37578a069"
},
"subscription": {
"automaticCharging": false,
"frequency": "Yearly",
"nextAmountType": "Same",
"nextBillingDate": "2026-01-09"
}

Built for Enterprise Architecture Teams

Tapix operates as a structured data enrichement layer delivered via secure API integration. Review the detection logic, data attributes, integration patterns, and security approach in the technical overview.

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REST API-based
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No core systems changes required
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Works on top of existing transaction feeds
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Security certifications ISO 27001, ISO 27018, SOC 1 Type 2, SOC 2 Type 2, ISO 20000-1, ISO 27701, ISO 9001
Learn technical capabilities
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See Tapix in action

30-minute walkthrough with a live demo tailored to your business model and transaction data. See how Tapix turns raw payment records into real inputs using sample data that reflects your real-world scenarios.

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