Card payments enrichment

Reveal the real merchant behind every card transaction

PAYPAL*SPOTIFY becomes Spotify, with a logo, category and business information. Tapix does that for every card payment, so customers recognise what they paid at a glance.

Card payment enrichment turning a raw gateway transaction into clear merchant details
100k+ high quality merchant logos
Sorted into 25 categories with 520+ tags
1 error per 6 000 000 enriched transactions
how tapix works

Precision built for the card transactions

Independent of any single card scheme or data source, Tapix enriches Visa, Mastercard, American Express and others the same way, and reaches past them to the gateways and acquirers that hide the real merchant.

Tapix resolves a card transaction to the correct merchant with an accurate name, logo and store-level identity

Counterparty merchant resolution

Individual store-level identification for merchant name and logo
Distinguish sub-brands and franchises (Amazon vs Amazon Prime)
Localized merchant names and logos according to geographical locations.

Distinguish how payments were made

Tapix returns correct gateway provider Name, Logo and URL address for 65+ payment gateways and methods
Traditional gateways and platforms such as Stripe or Paddle
BNPL providers like Klarna, Mollie or Zilch
Digital wallets like PayPal, Amazon Pay, Alipay or Wallet One
PoS payment systems like Zettle
Tapix identifies the payment gateway behind a card transaction, including services such as PayPal, Stripe and Klarna
Recurring card payments identified separately from one-off transactions

Recurring payments, told apart from one-offs

Identify not only card subscriptions but also pattern-based transactions.
Show one-offs from commitments by pattern, not label: a monthly standing order versus a single transfer to the same account.
Flag the recurring ones that never auto-renew: a motorway vignette, an annual insurance policy, a transport coupon.
Data enrichment outputs

What comes back on every transaction

A resolved card payment comes back as one structured record, not a raw string: the merchant, its classification, and a result you can act on.

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The merchant behind the payment: real name, logo, website, phone number and Google Place ID.
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The category and tags: a clear category plus descriptive tags such as Streaming Media, Subscription, and Sustainable.
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Name and logo of payment gateway: real name and logo for UX use cases
{
"result": "found",
"shop": {
"uid": "MmPdedgnvjXiRZnBJzJQKb",
"merchant": {
"uid": "98017bLyKogCndbv5r07lb",
‍"name": "Spotify",
‍"logo": "https://s3.eu-central-1.amazonaws.com/files.node-prod.dateio.cz/m/MGZp5Dy10euaQYLXqKnJA/l",
"localisedNames": {},
},
"type": "online",
"category": {
"name": "Freetime",
"tags": [
"Music"
"Subscription"
"Online Freetime"
],
"otherCategories": {},
"otherTags": {},
"location": {},
"url": "https://www.spotify.com,
"googlePlaceId": {},
"phoneNumber": {},
},
"paymentGateway": {
"uid": "111dasbd7sdf3225fsd22b",
"name": "PayPal",
‍"url": "https://paypal.com",
"logo": "https://s3.eu-central-1.amazonaws.com/files.node-prod.dateio.cz/m/111dasbd7sdf3225fsd22b/l#163b947bad8801e8787bb0e2cfcbef1b92901049"
}

Built for Enterprise Architecture Teams

Tapix operates as a structured data enrichement layer delivered via secure API integration. Review the detection logic, data attributes, integration patterns, and security approach in the technical overview.

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REST API-based
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No core systems changes required
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Works on top of existing transaction feeds
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Security certifications ISO 27001, ISO 27018, SOC 1 Type 2, SOC 2 Type 2, ISO 20000-1, ISO 27701, ISO 9001
Learn technical capabilities
Try sandbox

See Tapix in action

30-minute walkthrough with a live demo tailored to your business model and transaction data. See how Tapix turns raw payment records into real inputs using sample data that reflects your real-world scenarios.

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