Payment Industry Blog

Discover how Tapix revolutionizes SME banking with innovative features like GPS transaction limits, EcoTrack for environmental responsibility, or automated approvals. In the world of small and medium-sized enterprises (SMEs), there is an increasing emphasis on efficiency and innovation in financial processes.

Every project in the digital banking market begins with a solution capability check. A concept that helps financial companies find the best solution for a specific use case while cooperating with the data enrichment provider that is most suitable for their needs.

Every transaction, every single tap with a credit card creates a stream of 0 and 1, and the ability to extract meaningful insights from that data is a key differentiator for banks and fintech companies.

Discover why allocating a budget for Mastercard AN4569 compliance matters. Enhance user trust, mitigate risk, and gain a competitive edge in digital finance.

Explore the pros and cons of in-house development vs. third-party solutions for Mastercard AN4569 compliance. Make the right choice for your business's payment data enrichment journey.

Twisto is a FinTech that enables their clients to shop now and pay later when it suits them. Thanks to the implementation of Tapix, Twisto users can additionally review their expenses and check where the purchase was made.

Imagine a world where banks are not just a place you put your money, but they actually understand your needs. They speak in a way that makes sense and help you navigate your finances. If you ask any fintech enthusiast with over 20 bank accounts and a plethora of fintech platforms, they constantly explore and seek the most from their banking apps.

Enhance your user experience by meeting Mastercard AN4569 requirements. Elevate UI design, showcase visual data, and meet revised standards for enriched payment data

Explore 5 use cases for Mastercard AN4569 compliance that go beyond minimum requirements. Unlock key insights for enhanced analytics, and customer-centric financial services.

bunq - the Dutch challenger bank was struggling to achieve a high coverage of merchant reconciliation. Learn more about how Tapix helped them through payment data enhancement.

We decided to provide our insights into the power of strictly MCC-based categorisation and its limits. Categorisation is important for credit risk scoring and it is the basis for Personal Finance Management tools. When we analysed our categorisation with MCCs, we saw that only 53% of transactions could be easily and reliably categorised based on their MCC code. Let's look at the most frequent problems we identified that make MCC usage more difficult than it may seem at first glance.

Discover essential strategies for banks to meet Mastercard mandate AN4569. Optimize compliance and get the most out of this requirement.

In today's digital age, data is more than just information. It is a strategic asset that can unlock the immense value behind it. The aphorism that data is the gold of the 21st century applies here. One area where this trend is particularly evident is the world of payment data.

Data is the most valuable commodity of the 21st century, and its importance is growing daily across industries. Finance and payments are good examples of this. Find out what the new Mastercard Mandate means for banks and fintechs.

In an exciting move towards promoting sustainable practices and empowering users to make eco-conscious decisions, bunq has successfully integrated Dateio's latest product, Tapix EcoTrack, into its banking app. This integration marks a significant step forward in fostering collaboration between two industry leaders and revolutionizing the way consumers engage with their carbon footprint.

Tapix, the leading Czech fintech company renowned for its innovative payment data enrichment solution, is thrilled to announce its expansion into the LATAM region fulfilled in record time of 6 weeks from first chat to launch. This strategic move comes on the heels of remarkable success in other markets, and it further strengthens Dateio's commitment to enhancing user experiences and driving data-driven insights in the banking and fintech industry.

The market for digital lending from non-bank credit card issuers and fintech firms is becoming increasingly popular among consumers. It is a modern and innovative form of financing that provides a faster and more accessible alternative to traditional methods. The long queues at bank branches have come to an end. Customers want a loan in a few clicks and they want a card full of benefits to go with it. The BNPL trend with players like Klarna, Zip and Twisto shows this. 

Sustainability is becoming an increasingly key issue in digital banking, both from the perspective of consumers and from the standpoint of banks reflecting their interests as well as their ESG strategy. The interest also reflects a growing awareness of the climate change we are facing. In this article, we take a detailed look at why green direction and green thinking in banks and their banking applications are coming to the foreground now.